Sheer clothes at the office! Sort of.

Short-sleeved cream cardigan with sheer puff sleeves and center bow (F21), thin ribbed cream turtleneck (Lowry's Farm, Japan), grey pencil skirt (H&M). Accessories: engagement ring (Tiffany&Co.), quartz drop earrings and gold-tone charm bracelet (anemone Japan)

     This little sheer-sleeved cardigan is one of those rare F21 scores: it's cute, it doesn't look cheap (in either sense of the word), and it's versatile (can be worn by itself or layered over a matching turtlneck in winter). Basically my rules for F21 pieces are that a) they must cost less than $20 and b) they shouldn't look like they actually come from F21. I'm not knocking the place... in fact I would estimate that at least 40% of my clothes come from there. But at F21 finding an item that you like and that is also work-appropriate and of decent enough quality can be tough. So when the stars align and you manage to get your hands on a truly great find (a find that costs less than your daily coffee/Vitamin Water budget), it is indeed a true triumph.